- Can I qualify for this home on my income alone?
- What happens to the current mortgage in each scenario?
- How might support, assigned debt, or the mortgage affect qualification?
- What documents should I gather?
The
NowWhat
Guide: Divorce, Housing & Mortgage Decisions
Straight talk and a guided way to prepare for the mortgage decisions that can come with divorce.
How it works
Not a worksheet you have to get “right.” A place to start.
Open the MoveMap, add what's true today, and leave the blank spots blank. Those are useful information, too.
Start with what you know. We’ll sort out the rest together.
Keep your notes private while you work. When you finish, you can email yourself your results and choose whether to share them with Julie.
Explore your paths
What's already being discussed?
Pick the paths you're considering. This isn't a decision. It is the beginning of a useful comparison.
paths in your map
Yellow lights
Not red lights. Just places to slow down.
These are the moments worth slowing down for, because they're easy to skip before you have the full picture.
Want a second set of eyes? Strategize with JulieBring better questions
Different questions belong with different people.
Start here. Then bring your own question marks, half-answers, and details that feel annoying but matter.
Want to see how different housing payments could fit your budget? Try my Payment Planner
- How will the home be classified in the settlement?
- What deadlines apply to housing decisions?
- What happens if we can’t agree on the home?
- What should go in writing before we act?
- Are there tax implications to keeping or selling?
- Does a buyout or transfer of ownership trigger anything?
- How might my filing status change?
- What records should I keep for next year?
- Does keeping the home fit my longer-term plan?
- What does this decision do to my reserves?
- How should retirement assets factor in?
- What’s a realistic budget on one income?
- What could this home realistically sell for today?
- What would it take to prep it for sale?
- How long is this market taking right now?
- What are my options if we disagree on listing?

Good. That’s where we start.
Bring your results, questions, concerns, estimates, and blind spots. The unknowns are often exactly where the best conversations begin.

